Key Takeaways
- Hypha's Deal Analyzer is the origination module of its Asset Intelligence platform, built to turn a new CRE opportunity into a structured, reviewable deal record.
- Deal Analyzer ingests the full broker package, including OMs, rent rolls, T-12s, operating statements, appraisals, and other supporting documents in multiple formats. Then it extracts and normalizes deal data, applies the firm's credit box, flags missing information, and produces a cited view of the opportunity for review.
- Deal Analyzer is multiplayer by design, giving analysts, originators, and credit teams one shared record for review, approvals, open questions, and decisions.
- Committee-ready outputs include source-linked values, confidence scores, version history, and human approvals, giving teams a clear audit trail without removing judgment from the credit process.
A new deal rarely arrives as a clean set of answers.
It arrives as an offering memorandum, a rent roll, a T-12, and a collection of supporting documents that each tell a different part of an asset's story. Somewhere between the presentation of financials and tenant information, there is the inconsistent or missing information that determines whether the deal deserves a closer look.
Before the opportunity can truly be evaluated, someone has to put the full picture together. That means extracting the numbers, reconciling what doesn't match, identifying what's missing, and translating the package to the firm's actual risk tolerance. Only then can the team start answering the questions that require judgment: Does this fit our credit box? What deserves further diligence? What would have to be true for us to move forward?
For most CRE teams, that first pass still requires a surprising amount of manual work. Not because the analysis itself is repetitive, but because so much effort goes into getting the information into a form where the analysis can begin.
That is the problem Hypha's Deal Analyzer is built to solve. Deal Analyzer is the origination module of Hypha's Asset Intelligence platform. It turns the documents behind a new opportunity into a structured, cited view of the deal, giving teams a clearer starting point for evaluation without asking them to rebuild the broker package by hand.
Deal Analyzer is designed to make the first view of a deal faster and more complete: the underlying documents stay connected, every figure can be traced to its source, and the firm's criteria remains part of the analysis as the opportunity moves forward.
What is Hypha's deal analyzer for commercial real estate and how does it work?
Hypha's Deal Analyzer is the origination module of our Asset Intelligence platform. It reads the full broker package (OM, rent roll, T-12 and operating statements, third-party reports) and turns that package into a structured, cited view of the opportunity.
The system knows your chart of accounts and screens the package against your credit box. Because it is configured to your asset classes and terminology, the information arrives in the form your team uses to evaluate a deal. You define the criteria, Hypha applies it consistently so you know exactly what fits and what deserves a closer look.
Verification checks compare the spread to the underlying documents, and review signals show where human attention is needed. Deal Analyzer organizes the evidence and applies the firm's criteria, but the end decision always remains with the human team. By the time the deal reaches committee, core metrics are calculated and every figure links back to its source page.
Put the package in, get the deal out.
1. Drop in the package.
OMs, rent rolls, T-12s, OpCo and HoldCo financials, appraisals, the broker's cover email — in any format. Deal Analyzer extracts and normalizes all of it into structured deal data.
2. Screen it against your box.
Your credit criteria applied the same way on every deal. What works, what's marginal, what needs a harder look. The rubric is yours and the judgment stays yours. Hypha applies your standards consistently, it does not decide for you.
3. See what's missing before the committee does.
Deal Analyzer knows what a complete package looks like for the deal type. Whatever the broker didn't send surfaces as a diligence list up front. When something isn't in the documents, it gets flagged — not filled in.
4. Walk in with the memo.
DSCR, debt yield, LTV, and sponsor-level metrics, calculated consistently and traced to the exact line in the source document. Click any number and see where it came from. You quote faster, you screen more, and you say no faster too (which is its own form of risk discipline).
Seeing the whole package beats the pro forma
The offering memorandum highlights the upside: stabilized NOI, rent growth assumptions, favorable comps. That's the OM's job, to curate the best story an asset has to tell. But risk lives in the underlying documents. The rent roll reveals tenant concentration and rollover exposure, the T-12 shows whether expense assumptions hold or whether management fees have been creeping.
A pro forma–only calculator answers whether a deal could work, underwriting answers whether it does. Hypha's Deal Analyzer reads the OM, rent roll, T-12, and third-party reports together, maps them to your chart of accounts, screens against your credit box, and keeps every figure cited back to its source page. The result is a single, structured view where real exposures surface, core metrics are grounded in source docs, and the case is defensible in committee.
Deal Analyzer is built for teams
Deals move across desks, accumulating questions and judgments along the way. Deal Analyzer gives teams a single shared record: what's approved, what needs attention, and where the opportunity is stalled. Hypha creates a record the whole firm can review, refine, and carry forward. Unlike Claude or traditional AI chats, your workflow is multiplayer from day one. That way, institutional understanding compounds and isn't scattered across spreadsheets and private sessions.
As the deal moves through the firm, the questions and judgments that shape it remain attached to the record. Deal Analyzer preserves the history behind each decision, including where a figure came from and why the firm chose to proceed or pass. That gives the team a usable record of how the firm has evaluated similar opportunities before. The value is not only in knowing what happened, but in being able to see the reasoning that produced the outcome.
What makes Deal Analyzer trustworthy enough for committee?
Speed without trust is worthless.
Cited values with confidence scores
Every extracted number links to its source document and page. Confidence scores flag values that need human review: a blurry scan, an ambiguous cell, a number outside the expected range.
Versioning and change logs
Who changed what, when, and why. The audit trail runs from first extraction through final approval. A new hire, an auditor, or an LP's operational due diligence team can walk into the file and trust the history.
Named approvers at every judgment point
Nothing reaches committee without a human sign-off. The log shows who approved each value — a record that protects the franchise.
SOC 2 compliance and deployment options
Hypha is SOC 2 compliant, so you can deploy in Hypha's environment (or in a dedicated database on your own infrastructure) with redaction workflows that strip sensitive borrower fields before documents enter the platform.
Deal analyzer compared to spreadsheets and generic AI
| Capability | Spreadsheet | Generic AI (Claude, ChatGPT) | Purpose-built tool |
|---|---|---|---|
| Document ingestion | Manual re-keying | Paste text, no structure | Native PDF extraction |
| Financial spreading | Template-dependent | No chart of accounts | Standardized mapping |
| Source citation | None | Inconsistent | Every value cited |
| Credit box screening | Manual formulas | Cannot access criteria | Automated pass/fail |
| Collaboration | Email attachments | Single user | Multiplayer with team approvals |
| Audit trail | Version confusion | No versioning | Full change log |
The spreadsheet workflow
Analysts re-key numbers from PDFs into Excel. Error-prone, slow, no audit trail. Every handoff introduces risk.
Claude and generic AI tools
General-purpose AI can summarize text, but it lacks domain context. It doesn't know a property from a piece of collateral. It can't map a T-12 to your chart of accounts. It doesn't produce confidence scores or cite sources reliably.
Purpose-built deal analyzer
Combines extraction, spreading, screening, and citation in one workflow. Built for the document complexity of CRE, and the human teams that manage it.
Where origination speed comes from next
In a competitive process, the first credible answer wins. Credible means comprehensive: a 360° view of the deal, not just a fast number.
Hypha's Deal Analyzer turns a broker package into that view in minutes. Every number is cited. Every change is logged. The team works from one record, and that record is ready for committee.
At Monticello, where every new loan is onboarded through Hypha, the team has seen increased deal capacity by 3X, reached decisions 8X faster, and reduced errors by 97%.
You don't have to trade judgment for speed. Let us show you what we can do for your team.
Frequently Asked Questions
Does Deal Analyzer replace an underwriter?
No. Deal Analyzer handles extraction, spreading, and first-pass screening. The underwriter still makes the credit decision and exercises judgment on deal structure. The tool multiplies the team — it doesn't replace it.
Can Deal Analyzer handle senior housing or specialty assets?
A generic calculator or LLM will miss the relevant fields required for specialty categories, our Deal Analyzer was built to change that. With integrated cascading context, a number pulled from an appraisal is understood as belonging to a property, which is collateral in a loan, which sits between sponsors.
Can Deal Analyzer be deployed on a firm's own infrastructure?
Hypha is SOC 2 compliant, so you can deploy in Hypha's environment (or in a dedicated database on your own infrastructure) with redaction workflows that strip sensitive borrower fields before documents enter the platform.